Notices & Policies

I. Disclaimer & Status

Dofi ("Dofi," "we," "us") is a domain-finance research and documentation property operated under url.ventures LLC. The Site at dofi.app publishes descriptions of how domain assets may be financed, collateralized, or used as the basis for lender-side rails by appropriately licensed counterparties.

Descriptive content only

All information on the Site about loan structures, collateralization mechanics, lender rails, and counterparty workflows is descriptive content for informational purposes. It is not a quote, an offer, a commitment, or financial advice. Any actual financing transaction is between a borrower and a separately licensed counterparty, governed by that counterparty's own documents.

No advisory relationship

Use of the Site does not create an attorney-client, broker-dealer, investment-advisory, fiduciary, lending, or any other professional relationship between you and Dofi or url.ventures.

II. Terms of Use

By accessing or using dofi.app (the "Site") you agree to these Terms. If you do not agree, do not use the Site.

Permitted use

You may read, reference, and cite Site content for personal and editorial purposes, provided attribution is given to "Dofi" and a link back to the Site is included where practicable.

Acceptable use

• You will not present Site content, methodology documentation, or descriptive frameworks as your own proprietary work.
• You will not represent to any third party that Dofi is a lender, a bank, or an investment platform.
• You will not use Site content to solicit deposits, originate loans, or offer investment products without your own separate legal authority to do so.
• Scraping, automated harvesting, or use of Site content to train machine-learning or large-language models requires a written commercial license.

Limitation of liability

To the maximum extent permitted by law, Dofi and url.ventures LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, goodwill, or data, arising out of or in connection with the Site or reliance on its content. Our total cumulative liability is capped at one hundred U.S. dollars (US$100).

Indemnification, governing law, severability

You agree to indemnify Dofi and url.ventures LLC from any third-party claim arising out of your use of the Site, your breach of these Terms, or your violation of any law or the rights of any third party. These Terms are governed by the laws of the State of Wyoming. If any provision is held unenforceable, the remainder continues in full force and effect. Material updates are reflected in the "Effective" date above.

III. Service Scope (Not a Bank)

What Dofi does

• Publishes descriptive content about how domain assets may be financed, collateralized, or referenced by appropriately licensed counterparties.
• Publishes documentation of frameworks and workflows that counterparties may consider when extending credit against domain assets.
• Provides an intake route for licensed counterparties seeking to discuss how Dofi research could inform their own programs.

What Dofi does not do

• Does not extend credit or originate loans of any kind.
• Does not take customer deposits, hold customer funds, or hold customer wallets.
• Does not act as escrow, custodian, or trustee for any asset or transaction.
• Does not offer investment products, yield products, or securities.
• Does not give legal, tax, accounting, lending, or investment advice.

Counterparty responsibility

Any lender, financial institution, or other counterparty that elects to act on information published on the Site does so under its own legal authority, its own regulatory framework, its own underwriting, and its own customer documentation. Dofi is not a party to any resulting transaction.

IV. Privacy Policy

This Privacy Policy describes how Dofi collects, uses, and discloses information when you visit the Site or submit an inquiry.

What we collect

• Analytics data — page views, session duration, referral source, device type, approximate geographic region (Cloudflare edge analytics and/or Google Analytics 4).
• Inquiry-form submissions — name, email, organization, and any notes. Relayed via FormSubmit to bcf@bottlelife.com.
• Technical data — IP address, browser user-agent, OS, and similar metadata logged by Cloudflare.

What we do not collect

• We do not collect financial-account numbers, loan applications, deposits, payment instructions, or borrower-credit information through the Site.
• We do not sell, rent, or trade your personal information.
• We do not use third-party advertising cookies, retargeting pixels, or cross-site trackers.

How we use your information

• To operate and improve the Site
• To respond to inquiries you initiate
• To detect abuse and comply with applicable law

Third-party processors

• Cloudflare — hosting, DNS, security, edge analytics
• FormSubmit — inquiry-form relay
• Google Analytics 4 — aggregated usage analytics, where present

Rights, retention, children, international visitors

Subject to applicable law (CCPA, GDPR), you may have rights to access, correct, delete, restrict, or port your personal information. Inquiry records are retained for a reasonable period to allow follow-up. The Site is not directed to persons under 18. International visitor information is processed in the United States.

V. Cookie Policy

We use cookies and similar technologies on dofi.app for the following purposes:

• Essential — required for basic Site functionality (session state, security, load balancing). Set by Cloudflare.
• Analytics — aggregated usage analytics (Cloudflare edge analytics; Google Analytics 4 cookies _ga, _ga_* where present).
• Preferences — localStorage to remember dismissal of any notice banner.

We do not use third-party advertising cookies, retargeting pixels, or cross-site trackers.

VI. Intellectual Property & Trademarks

All content on this Site — including frameworks, methodology documentation, structured tables, commentary, and visualizations — is owned by Dofi or its licensors and is protected by applicable intellectual-property laws.

Trademarks

"Dofi" and related marks are trademarks of url.ventures LLC. Third-party marks referenced on the Site — including but not limited to ICANN, IANA, Verisign, GoDaddy, Spaceship, Dynadot, Cloudflare, and the names of any financial institutions referenced descriptively for industry context — are the property of their respective owners. Reference is descriptive and does not imply endorsement, sponsorship, affiliation, or partnership unless expressly stated.

Licensing & DMCA

Commercial use of Site content (embedding, redistribution, API access, model-training) requires a written license. DMCA notices may be sent via the contact form with the standard elements. We respond within ten business days.

VII. Risk & Source Disclosure

Data sources

Content on the Site references publicly available industry sources for context, including ICANN/IANA records, public sales-tracker disclosures (DNIB, NameBio, DNJournal, Atom.com, Sedo), and disclosed industry commentary. Source attribution is included inline where applicable.

Forward-looking statements

Statements about future lender-rail design, future counterparty relationships, or future market conditions are forward-looking and based on current information. Actual results may differ materially.

No reliance

Site content is informational. Counterparties, borrowers, and other readers should not rely on Site content as a substitute for independent legal, financial, regulatory, or underwriting analysis specific to their situation.

VIII. Contact

For legal notices, privacy requests, licensing inquiries, or general questions:

• Submit our inquiry form, noting "Legal" or "Privacy" in the message field, or
• Write to: url.ventures LLC, Attn: Legal, Wyoming, USA (full mailing address provided on request via the inquiry form).

We will acknowledge receipt within five business days and aim to respond to substantive inquiries within ten.