LEGAL

I. Disclaimer

Dofi ("Dofi," "we," "us") is a web property that publishes information about domain-asset financing concepts. This Site is informational; it is not a product offering. Engagement with Dofi does not create a lending, brokerage, or advisory relationship absent a separately executed written agreement.

No warranties

All Site content is provided on an "as is" and "as available" basis. Illustrative scenarios, eligibility criteria, pricing frameworks, and forward-looking statements are hypothetical. We make no representation or warranty, express or implied, as to the accuracy, completeness, timeliness, or suitability of any information.

Forward-looking statements

Statements about future products, capital availability, market opportunity, or domain-asset performance constitute forward-looking statements. These statements involve known and unknown risks including regulatory, macro-economic, liquidity, technology, and market risks. Actual outcomes may differ materially. Dofi undertakes no obligation to update any forward-looking statement.

No advisory relationship

Your use of this Site does not create a fiduciary, advisory, attorney-client, broker-dealer, lender-borrower, or any other professional relationship. Any eventual financing transaction would be governed exclusively by a separately negotiated written agreement.

II. Financing Disclosures & Eligibility

Domain-asset collateral

Domain names described as potential collateral are subject to unique risks, including but not limited to: loss of registrar control, registry suspension, trademark claims (including UDRP, URS, and ACPA proceedings), registration lapse, adverse governance action by ICANN or a registry, nameserver compromise, and rapid fluctuations in secondary-market value. Prospective borrowers should understand that domain-asset financing is not comparable in risk profile to traditional secured lending.

Eligibility

Any financing contemplated by Dofi may be available only to borrowers meeting specific eligibility criteria, which may include but are not limited to: accredited-investor status (17 CFR 230.501), minimum portfolio value, domain-level quality thresholds, registrar compatibility, jurisdictional suitability, KYC/AML completion, and completed due diligence. Eligibility does not guarantee approval; approval does not guarantee any specific rate, term, or amount.

Conflict of interest and valuation independence

Any domain valuation referenced in connection with a Dofi financing conversation is provided by third-party sources or by affiliated pricing-intelligence services (e.g., Weckett). Valuations are estimates and may differ materially from transaction prices, forced-sale prices, or recovery values. Borrower and lender are responsible for independent confirmation of any valuation relied upon in a binding transaction.

Capital-partner suitability

Capital-partner opportunities referenced on the Site are intended exclusively for accredited investors, qualified purchasers, or institutional investors operating under applicable exemptions from securities registration (e.g., Regulation D Rule 506(b) or 506(c); Section 4(a)(2); Regulation S). This Site does not offer securities to the general public and nothing on the Site should be construed as such an offer.

Fair lending commitment

Any lending activity ultimately conducted by Dofi or an affiliated originator will be governed by applicable federal and state fair-lending laws, including the Equal Credit Opportunity Act (ECOA; 15 U.S.C. § 1691), Regulation B (12 CFR Part 1002), and state analogues. Any automated decision-support or credit-scoring tools used in underwriting will be subject to model-risk management principles consistent with SR 11-7 (Federal Reserve supervisory guidance) and applicable CFPB guidance.

III. Terms of Use

By accessing or using dofi.app (the "Site"), you agree to these Terms. If you do not agree, do not use the Site.

Permitted use

• Personal, non-commercial reading, research, and reference
• Citation of Site content with clear attribution ("Source: Dofi · dofi.app")
• Sharing links to publicly accessible pages
• Submission of inquiries via the public form

Prohibited use

• Scraping, automated harvesting, or bulk downloading of Site content for commercial purposes without a written license
• Republishing Site content in whole or material part without written authorization
• Using Site content to train machine-learning or large-language models without a written agreement
• Presenting Dofi content as your own proprietary work
• Reverse-engineering any non-public methodology, pricing logic, or credit-scoring framework described
• Any use intended to defraud, manipulate markets, or deceive third parties

User conduct

You agree not to harass, defame, or threaten any person or entity; submit false or fraudulent information; or impersonate Dofi or any third party.

Modifications

We may update these Terms at any time. Material changes will be reflected in the "Effective" date above. Continued use following posting constitutes acceptance.

Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles. Any dispute shall be resolved exclusively in the state or federal courts located in Wyoming, or through binding arbitration administered under AAA commercial rules if mutually elected.

Limitation of liability

To the maximum extent permitted by law, Dofi and its affiliates, officers, directors, members, managers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages — including lost profits, lost data, lost opportunity, or cost of substitute services — arising from your use of the Site. Aggregate liability shall not exceed the greater of (a) one hundred U.S. dollars ($100) or (b) the amount paid by you to Dofi in the twelve months preceding the event giving rise to the claim.

IV. Privacy Policy

This Privacy Policy describes how Dofi collects, uses, and discloses information when you visit or interact with dofi.app.

What we collect

• Analytics data — page views, session duration, referral source, device type, approximate geography, via standard web analytics.
• Form submissions — information you voluntarily provide (e.g., name, email, affiliation, inquiry text) when submitting an inquiry.
• Technical data — IP address, browser user-agent, OS, referrer, automatically logged.

What we do not collect on this Site

• Government identifiers (SSN, tax ID, passport)
• Financial account numbers or credentials
• Credit-report information
• Behavioral-advertising profiles
• Third-party advertising cookies or cross-site tracking pixels

Information collected during any eventual diligence, onboarding, or underwriting process (including KYC, AML, credit-report pulls under ECOA permissible purpose, and financial-statement review) is governed by a separate privacy notice provided at that time.

How we use information

• To respond to inquiries you initiate
• To evaluate program fit and provide follow-up communications
• To operate, maintain, and improve the Site
• To detect and prevent abuse, fraud, or security incidents
• To comply with applicable law, legal process, or enforceable governmental requests

Third-party processors

• Analytics provider — aggregated usage data
• Form relay service (FormSubmit) — contact-form delivery
• Cloudflare — hosting, DNS, and security

No sale of personal information

We do not sell, rent, or trade your personal information. We do not share personal information with third parties for their own direct-marketing purposes.

Your rights

Depending on your jurisdiction (California, EEA, UK, and others), you may have rights to access, correct, delete, restrict, port, or object to processing of your personal information. To exercise any such rights, contact us via the Site's inquiry form.

Retention

We retain information only as long as reasonably necessary for the purposes described or to comply with legal obligations.

Children

The Site is not directed to children under 13. We do not knowingly collect personal information from children under 13.

V. Cookie Policy

Cookies and similar technologies are used for the following purposes:

• Essential — required for basic Site functionality and security.
• Analytics — aggregate usage measurement.
• Preferences — localStorage may be used to remember cookie-consent dismissal and similar UI preferences.

We do not use third-party advertising cookies or behavioral-retargeting pixels.

You can manage or disable cookies via your browser settings. Disabling cookies may affect Site functionality.

VI. Intellectual Property

All content on this Site — including text, graphics, data, logos, product names, interactive elements (including the "Build Runway" canvas game), and any proprietary methodologies or credit-scoring frameworks described — is owned by Dofi or its licensors and is protected by applicable intellectual-property laws.

Trademarks

"Dofi" and the Dofi logo are trademarks of Dofi. Other marks referenced on the Site are the property of their respective owners. Reference to third-party marks does not imply endorsement or affiliation.

Licensing

Commercial use of Site content — including embedding, redistribution, API access, or use to train machine-learning models — requires a written license. Contact us via the inquiry form for licensing.

DMCA

DMCA notices should be submitted via the inquiry form with all elements required by 17 U.S.C. § 512(c)(3). We will investigate and respond within ten business days.

VII. Indemnification

You agree to indemnify, defend, and hold harmless Dofi, its affiliates, officers, directors, members, managers, employees, contributors, agents, licensors, capital partners, and service providers (collectively, the "Indemnified Parties") from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses — including reasonable attorneys' fees and court costs — arising out of or relating to:

• your access to or use of the Site;
• your violation of these Terms or any applicable law, rule, or regulation;
• your violation of any third-party right, including any intellectual-property right, trademark, right of publicity, confidentiality right, or privacy right;
• any dispute between you and any third party — including a registrar, marketplace, broker, prior owner, trademark holder, or UDRP/URS/ACPA complainant — relating to a domain name referenced on or discussed through the Site;
• any content, information, domain submission, or data you submit, post, or transmit through the Site;
• any reliance by you or a third party on any hypothetical pricing, indicative rate, forward-looking statement, eligibility description, or conceptual financing structure published on the Site;
• any decision to purchase, sell, hold, transfer, register, renew, pledge, abandon, or litigate a domain name made in whole or in part in reliance on Site content.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with our defense at your expense. You will not settle any such claim without our prior written consent.

Aggregate liability cap

To the maximum extent permitted by law, the aggregate liability of the Indemnified Parties for any claim arising from or relating to the Site shall not exceed the greater of (a) one hundred U.S. dollars ($100) or (b) the amount you paid to Dofi in the twelve months preceding the event giving rise to the claim.

VIII. Contact

For legal notices, privacy requests, licensing inquiries, DMCA notices, or general support, submit the inquiry form at dofi.app/#access.

We acknowledge receipt within five business days and aim to respond to substantive inquiries within ten.